credit solutions

Flexibility, quick turnaround and dealing with the decision maker - these are all important elements when financing the needs of your business. And, because each business is different, we know that your lending needs will be also. At Superior Bank, you can be sure that these elements are the norm, not the exception for all of our business customers. You will not find yourself working "within our box" but rather, we will work with you and your company's on-going needs. We currently service seven southeastern states with loan amounts up to $20 million. Our solutions serve a wide array of needs, including:

 

small business and commercial

Working capital loans or lines of credit, vehicle and equipment loans, and SBA Loans keep your business working and growing. Whether your needs are great or small, simple or complicated, our banking professionals have the expertise to tailor the right solution for your business.

commercial Real estate

Whether you need retail, office, warehouse or multi-family property financing, you can be assured that you will be dealing with experienced professionals in the Commercial Real Estate Industry. Our premier real estate lenders specialize in the origination, participation and servicing of commercial real estate loans throughout the Southeastern United States.

residential construction lending

We originate lending through the direct solicitation of builders, developers, and consumer prospects. Superior Bank’s residential construction department offers the following interim residential construction lending programs:

• Construction loans to builders
• Inventory lot loans to builders
• Land acquisition & development loans to developers
• Consumer construction loans
• Construction/perm loans (One time closing loan)