Privacy Pledge
Our Privacy Pledge to you from Superior Bank
Your financial privacy is extremely important to us. We realize that privacy is a valuable asset, and we want to ensure that you are protected by a privacy policy where personal information is treated with the utmost confidentiality.Below is a notice of your financial privacy rights. In this notice, you will find an explanation of our privacy policy, as well as our pledge to secure your personal financial information. This policy and pledge applies to our entire corporate family - Superior Bank and Superior Bancorp.
We will not share or sell your customer information with third parties, except as permitted by law. If and when we do share this information, we will follow strict security standards, confidentiality policies and comply with applicable laws regarding the use of this information.
Notice of Your Financial Privacy Rights
We, our, and us, when used in this notice, mean , Superior Bank and its affiliates: Superior Bancorp or TBNC Financial Management, Inc.This disclosure statement takes the place of any other previous statements regarding privacy and the use of consumer information. This disclosure is subject to change at any time.
This is our privacy notice for our customers. The following describes our privacy practices that are applicable to the information of our individual customers who obtain a product or service primarily for personal, family, or household purposes. When we use the words "you" and "your" we mean the following types of customers:
Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
- Deposit Account
- Loan Account
- Credit Card Account
- Safe Deposit Box
- Retail installment contract we hold or service
- Mortgage brokerage services
- All IRA accounts for which we act as custodian
- Former customers
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as a nonaffiliated third party, or simply, an “other party.”
THE INFORMATION THAT WE COLLECT
We collect information about you from the following sources:- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with our affiliates
- Information about your transactions with other parties
- Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.YOUR INFORMATION AND OUR AFFILIATES
We may disclose information about our own transactions and experiences with you, such as:- Name
- Address
- Account Balances
- Account Activity
- Types of Accounts
- Parties to the Transaction
- Credit Card Usage
- Payment History
- Deposit History
Federal law permits us to disclose this information to our affiliates.
This information is used in determining your eligibility for consumer loans, insurance, and similar products and services offered by the affiliate.
