Checking Accounts
Your checking account could be the most important financial tool you have. It not only gives you the freedom to use your money the way you want, it's the one account that's central to all your other banking accounts and services.
Whatever your situation, Superior Bank has the checking account that's right for you. Also, you'll enjoy the security of FDIC deposit insurance, the convenience of 24-hour banking and the clarity of an easy-to-read monthly statement.
Here are four of our most popular checking accounts:
| Account Type | Free Checking |
Treasury Checking |
Value Checking |
Vintage Checking |
| Recommended if you: |
Want a free, full-featured account with free online banking & bill pay. No monthly maintenance fees. | Maintain a higher balance. Maximizes your interest earning potential. | Want a premium account with exceptional benefits and discounts, plus free checks. | Are
50+ and keep a balance of $750 or more. Enjoy free checks and great discounts.
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| Qualifications: | None | None | None | Customer age 50+ |
| Minimum balance & maintenance fees | No minimum and no maintenance fee | Avoid a monthly maintenance fee with a balance of $5,000. | No minimum balance. A low monthly maintenance fee. | Avoid a monthly maintenance fee with a balance of $750. |
| Minimum opening deposit required | $50 | $50 | $50 | $50 |
| Earn interest on your balance | None | Potential earnings of a money market account or CD. Ask about our competitive tiered rates. | None | Earn interest on balances of $1,000+. |
| Unlimited Check Writing |
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| Free first order of bank stock checks |
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| Free wallet style bank stock checks |
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| Free ATM & check card |
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*includes Gold Checkcard |
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| Free e-statements |
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| Free online banking |
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| Free online bill pay |
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| Free telephone banking |
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| Free direct deposit |
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| Other benefits | Special CD rates. | Special CD rates. |
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Other Benefits for Value Checking
- Safe deposit box discounts (where boxes are available)
- Travelers checks issued for free
- Cashier checks issued for free (limit 3 per month)
- $10,000 Accidental Death & Dismemberment Insurance increasing to $100,000 Common Carrier Insurance
- $10,000 Identity Theft Insurance and Fraud Resolution Service
- Triple-Bureau Credit Reports, Scores, and Alerts
- Savers Club® coupon book which includes savings on Movies, Entertainment, Golf and grocery Coupons, Alamo, Avis, Hertz, and National Car Rental Discounts and the Hotel Savings Network.
- Card PatrolSM Online Monitoring
- MyIDMattersSM
DISCLOSURE: Interest on all Superior Bank checking and savings accounts is computed and paid based on the daily collected balance.
All rates are variable and subject to change.
